What is an HSA, and Is It Right for Me?
Posted: February 10, 2025
You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs. What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...
Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured
Posted: February 7, 2025
If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured. You Never Calculated How Much You Need While...
5 Employment Policies to Consider
Posted: January 28, 2025
When company policy is clear and known, employees and employers benefit. Employees will know what to expect from management and how to deal with certain situations. Employers and management will have specific, written guidelines for guidance in situations that require discipline or the enforcement of standards. Certainty in what is considered approved or forbidden conduct can help to create a more pleasant and safe environment...
Why is Sitting the New Smoking?
Posted: January 25, 2025
Smoking kills 500,000 people a year in our country, according to the American Lung Association. It is a tragedy, considering it is the number one preventable cause of death in the U.S. When people say, “sitting is the new smoking,” the words represent a feeling more than a statistical fact, but it is a valid problem. How Much Do Americans Sit? The Centers for Disease...
When Should You Buy Life Insurance?
Posted: January 22, 2025
There is no one-size-fits-all answer to the question, “When should I buy life insurance?” Let’s look at a few valuable guidelines to help you decide. Generally, buying a life insurance policy when you are young and healthy is recommended. There are multiple factors to consider in any case. If You Buy Insurance While Young: Buying insurance when you are young and hopefully in good health...